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Access the Equipment Funding
Your Business Needs
Equipment Line of Credit
An equipment line of credit from Heritage Equipment Lending gives you instant access to the funding you need, when you need it, up to a pre-approved limit. You can use your credit line to invest in equipment, machinery, tools, and technology without delay and with minimal impact on your company’s cash flow. You will only need to repay the amount you draw plus applicable interest.
The credit line can also be used to cover the costs of equipment repairs, parts, and maintenance. This provides you with a flexible financial solution that adapts to your business’s equipment needs.
Overview
- Equipment credit lines up to $10 million
- Fast and easy online application
- Competitive rates
- Only pay for what you draw, plus interest
Our Minimum Requirements
- Minimum two years in business
- Three months' business bank statements
- Favorable payment history
Equipment Financing
Want to buy equipment without putting a strain on your business’s existing capital with a large upfront purchase? When you finance equipment with funding from Heritage Equipment Lending, you can. Equipment financing enables you to acquire equipment while preserving your cash flow.
We provide you with funding to finance the equipment, and you repay the amount borrowed, plus interest, over a specified time period. Once you complete your payment obligations, the equipment is yours to own outright.
Overview
- Application-only up to $500,000
- Fast and easy online application
- 100% financing available, including soft costs
- One-hour (or less) credit decisions
- Competitive rates
- Flexible repayment terms
- Same-day funding is available
Our Minimum Requirements
- Minimum two years in business
- Three months' business bank statements
- Favorable payment history
- Business in good standing
- Equipment quote or invoice
Equipment Leasing
Equipment leasing is another method of acquiring equipment without the high upfront costs. If you opt to lease equipment with funding from Heritage Equipment Lending, you will make monthly payments, along with interest, to use (rent) the equipment throughout the agreed-upon lease term. Leasing is a good option if you want to update to newer models and technology when your lease expires.
Heritage Equipment Lending offers several end-of-lease options to choose from. These include returning the equipment, purchasing it at its fair market value (FMV), or renewing the lease.
Overview
- Application-only up to $500,000
- Fast and easy online application
- 100% financing available, including soft costs
- One-hour (or less) credit decisions
- Competitive rates
- Flexible repayment terms
- Same-day funding is available
Our Minimum Requirements
- Minimum two years in business
- Three months' business bank statements
- Favorable payment history
- Business in good standing
- Equipment quote or invoice
Potential Tax Advantages
You don’t have to buy business equipment outright to be presented with potential tax advantages. If you acquire equipment through a line of credit or a finance or lease agreement, you might be eligible to claim the Section 179 tax deduction. However, certain restrictions apply, and not all types of equipment are eligible for this deduction.
Therefore, Heritage Equipment Lending recommends that you consult with your accountant or tax professional to discuss your specific situation.
Apply for Equipment Funding
Click this link to start the process.